Cornerstone National Bank & Trust Company, headquartered in Palatine, IL with additional offices in Crystal Lake and Lake Zurich is pleased to announce the internal promotion of two lenders and the hiring of a loan operations manager. Timothy Knecht, previously an assistant vice president has been promoted to vice president and William Kubek, previously a commercial banking officer has been promoted to assistant vice president. Messrs. Knecht and Kubek specialize in providing commercial loans and setting up operating lines of credit for small & middle market companies throughout Chicagoland. Susan Pennington joins Cornerstone as loan operations manager and will be responsible for overseeing loan operations. Ms. Pennington has 32 years of banking experience in the credit and loan operations areas.